It is more affordable to get home insurance than motor insurance
A rough illustration – For a Home Building Sum Insured of Rs. 2Cr and Home Contents Sum Insured of Rs. 20 Lacs against Fire & Special Perils and Theft & Burglary, annual premium would be approximately Rs. 6,500/- – Rs. 7,000/-
Actual costs may vary depending on coverages, product and insurer