Establishing loss in case of a home insurance claim

You must prove that the Insured Event has occurred, and the extent of physical loss or damage You have suffered with full details.

When insurer requests, 

i. You must support Your claim for Home Building and/or Home Contents with plans, specification books, vouchers, invoices pertaining to costs incurred by You for reconstruction/replacement/repairs. 

ii. You must allow Us, Our officers, surveyors or representatives to inspect the loss or damage to Your Home Building and/or Home Contents and to take measurements, samples, damaged items or parts, and photographs that are relevant. 

iii. You must give Us authority to see the relevant records and get information about the Event and Your loss from the police or any other authority. 

For Optional Cover of Personal Accident, Death Certificate and Post Mortem report (wherever necessary) shall be submitted.