Sum Insured of Home Contents Cover under a stand Home Insurance Policy

The Sum Insured for the Home Contents Cover is shown in the Policy Schedule and will be the maximum amount payable in the event the Home Contents are destroyed/lost completely

The policy has a built-in cover for the General Contents of Your home equal to 20% of the Sum Insured for Home Building Cover subject to a maximum of ` 10 Lakh (Rupees Ten Lakh) provided You have opted for both Home Building and Home Contents cover. If You choose to have a higher Sum Insured for Home Contents, You have to declare the Sum Insured in the Proposal Form and pay additional premium

If You have purchased only Home Contents Cover, You have to declare the Sum Insured for the General Contents in the Proposal Form.

The Sum Insured You have chosen for General Contents must be enough to cover the cost of replacement of the General Contents.

If You want to cover the Valuable Contents in Your Home, You must opt for the Optional Cover for Valuable Contents