What is the definition of home building under a home insurance policy?

Your Home Building is a building consisting of a residential unit, having an enclosed structure and a roof, basement (if any) and used as a dwelling place

Your Home Building includes 

(i) fixtures and fittings permanently attached to the floor, walls or roof, like fixed sanitary fittings, electrical wiring and other permanent fittings 

(ii) the following ‘additional structures’ if they are on the same site and used as part of your Home Building:

Garage, domestic outhouses used for residence, parking spaces or areas, if any

Compound walls, fences, gates, retaining walls and internal roads

Verandah or porch and the like

Septic tanks, bio-gas plants, fixed water storage units or tanks

Solar panels, wind turbines and air conditioning systems, central heating systems and the like, if not included in Home Contents cover

(iii)  Any other structure shown in the Policy Schedule

Your Home Building does not include Contents of Your Home

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